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| ANTIQUE AND ART INSURANCE COVERAGE ROCKS!!! |
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Tuesday, May 16, 2006 |
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| What Your Insurance Agent May Not Tell You >back to top |
 Is your insurance agent telling you that you only need an appraisal done on an item worth more than $5,000? What about that antique crystal lamp that aunt Josephine gave you worth $600, or that $1200 golf set that was bought last spring? Oh yes, don’t forget the $3,000 painting that you purchased at the Santa Fe Art festival. Chances are that you were not told that these items are Not protected. If there is a claim to be filed for fire, theft, or other damages, the burden of proof will be on you to prove the value. Did you know that the total value of items worth less than $5,000 each could easily exceed an item worth more than $5,000.
Furthermore, did you know that home contents insurance coverage does not mean you will receive accurate replacement coverage for your items? Most insurance companies will give you a value without an independent verification from a professional appraiser. This tactic is more frequent since insurance companies suffered financial losses after 9/11 and Katrina.
Clients that use our appraisal services know that having adequate home contents insurance coverage ROCKS!!! Isn't this the reason to have your items appraised? Let us provide you with a formal appraisal document with verification to take to your insurance company. Your items do not need to be an antique, but how would you know?
For a FREE consultation, contact us today at: Nostalgia Days Gone by Antiques, PO Box 274, Farmington, MI 48332; Call 248-454-1062 ; nostantiques@yahoo.comOffer expires May 12, 2006 |
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| Keeping Track Of Your Home Contents >back to top |
 When taking inventory of your home contents:
ü Keep sales receipts and attach to your inventory lists.
ü Take a video or photo of items and keep with your inventory.
ü List any serial #’s or manufactuer’s numbers.
ü List date of purchase.
ü Have items appraised by an Certified Appraiser of Antiques and Residential Contents. Be sure to get an updated appraisal annually .
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| Best Business Picks >back to top |
Need to book entertainment for your special event, call Devin Gough at Gough & Associates, 313-592-0341 or Email: booking@goughllc.com
For all your gifts, purchased and wrapped to go, call Peg Ohman at Gift Soutions, 248-854-5318.
Nan Wattles of SeegerPeople will be glad to shoot those special photos, call 248-646-9010. |
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| Thank you for reading our newsletter. Send us a list of other topics that may be of interest to you. Let us know how we are doing?
©2006 Nostalgia Days Gone By Antiques, PO Box 274, Farmington, Michigan 48332. By reading and accepting this newsletter, you agree to all of the following: You are responsible for any use of the information in this newsletter, and hold Nostalgia Days Gone By Antiques , all members , and affiliates harmless in any claim or event. This newsletter cannot be reprinted or used without noting Nostalgia Days Gone by Antiques as a reference source on the materials used.
www.nostappraisals.com | | | | |